Disclosure & Closing Specialist
Direct Mortgage Loans (Remote)| Full-Time
About the Role
Direct Mortgage Loans is seeking an experienced Disclosure & Closing Specialist to join our Operations team. This role is ideal for someone who thrives in a fast-paced mortgage environment and has experience managing both the beginning and final stages of the loan process.
As a Loan Fulfillment Specialist, you will handle initial disclosures, coordinate appraisals, prepare closing documents, fund loans, and ensure files move efficiently through the pipeline. This is a critical role that helps create a smooth experience for both our borrowers and internal teams.
If you are detail-oriented, organized, and enjoy working behind the scenes to keep loans moving, we’d love to hear from you.
What You’ll Do
Loan Disclosures
Prepare and send all initial disclosures for new loan applications
Complete and track all required re-disclosures, including Closing Disclosures
Monitor timelines to ensure compliance with TRID requirements
Assist Loan Officers with disclosure-related requests and updates
Order appraisals, Certificates of Eligibility (COEs), and re-inspections for VA loans
Facilitate appraisal and case transfers for FHA and VA loans
Maintain accurate borrower and loan contacts in the system
Loan Closing & Funding
Review loan files for accuracy, completeness, and readiness for closing
Confirm underwriting and closing conditions have been satisfied
Prepare and deliver closing documents to settlement agents
Review Closing Disclosures for accuracy and resolve discrepancies
Balance loans to determine funding amounts
Prepare wire requests and funding instructions
Fund loans in accordance with company policies and investor guidelines
Review final closing packages and transfer files to Post Closing
Compliance & Quality Control
Ensure all regulatory and internal requirements are met throughout the loan lifecycle
Assist with quality control audits and loan reviews as needed
Maintain organized, compliant files and documentation
What We’re Looking For
✔ 3–5+ years of mortgage operations experience
✔ Experience in both loan disclosures and closings preferred
✔ Strong knowledge of conventional, FHA, and VA loan products
✔ Understanding of TRID, RESPA, and mortgage compliance requirements
✔ Strong attention to detail and ability to manage deadlines
✔ Excellent communication and problem-solving skills
✔ Experience with Encompass preferred
✔ Proficiency in Microsoft Office
Why Join Direct Mortgage Loans?
At Direct Mortgage Loans, we pride ourselves on building strong teams, supporting professional growth, and creating a collaborative environment where employees can succeed. Join a company that values efficiency, teamwork, and delivering exceptional service to our clients.
Apply today and become part of a team that helps guide borrowers home.