Note: The job is a remote job and is open to candidates in USA. Wealthfront is a company focused on modernizing the lending experience through automation in mortgage operations. They are seeking a licensed loan processor to provide excellent service to clients and manage the loan process using innovative technology.
Responsibilities
- Reviews loan file and gathers any items needed for final loan approval
- Liaison between all operational and sales departments in the transaction
- Orders supporting documentation
- Evaluates loan applications for reasonableness and, if needed, escalates files for further evaluation
- Prioritizes daily workload to ensure a delightful client experience
- Manages a full pipeline of assigned loans, driving files from disclosures signed through closing
- Excellent client communication skills
- Communicates with third party vendors throughout the loan process to finalize the application
- Ensures adherence to investor and regulatory guidelines
- Proactively maintain loan pipeline, tasks and objectives
- Adopts Company values in work behaviors, decision making, contributions and interpersonal interactions
- Contributes to a positive work environment by demonstrating cultural expectations and influencing others to reward performance, accountability, diversity and inclusion, flexibility, continuous development, collaboration, creativity and fun
Skills
- 2+ years mortgage processing experience in a retail environment
- Mortgage Loan Originator License
- Knowledge of Conventional Conforming and Jumbo guidelines
- Experience in the non-delegated space
- Understanding of state and federal lending regulations
- Extensive knowledge and understanding of customer service and intrapersonal best practices
- Customer-focused, business-centric, and team-oriented mindset; relentlessly passionate about finding and completing valuable work
- Strong working knowledge of Federal and state regulations including TRID and HMDA
- Deep understanding of mortgage loan products and underwriting guidelines
- Self-driven with the ability to work independently and collaboratively
- Excellent organizational skills, able to set and meet deadlines in a high paced environment
- Demonstrated ability to communicate effectively and influence positive outcomes at all levels of an organization
- Intellectually curious and interested in applying technology to enhance business processes
- Prior experience in retail mortgage loan processing
- Excellent communication skills focusing on both internal and external communications
- Openness to adapting to industry changes
Benefits
- Equity
- A discretionary bonus
- Medical
- Vision
- Dental
- 401K plan
- Generous time off
- Parental leave
- Wellness reimbursements
- Professional development
- Employee investing discount
Company Overview